Red and green Christmas

This is for the sketch on Create4fun challenge 49:

It's also for:

Charisma cardz 49: 'red, green and a choice of white or silver' (I chose white)
One powerful hour: 'red and green' (and, yes, it was made within the hour)
Cooking it up with Katie 7: 'use a Christmas theme, add ribbon, use any current sketch challenge'
365 cards day 283: 'pick 5' - use a nestie (the tree), ribbon, red and green, sentiment and snowflake (in the middle of the sentiment)
Fun with shapes and more 33: 'snowflakes' - must use something cut - the nestie tree
Whimsy 31: 'die cuts' - the nestie tree

Papers are Brenda Pinnick (except the tree, which is from a magazin)