This card is for Posh designs sketch 4 with a twist: 'color combinations~white and blue (other color with this is ok but it needs to be mainly the two colors listed) and journaling card/tag':
This is also for Little paper shop: 'Ring in the New Year' Color Challenge - Navy Blue, Light Blue and Silver - my silver is on the rims of the brads; also for Creative Belli 81: 'tags' and, as there's a tag on the card I hope it counts for the current Totally Gorjuss challenge, which now allows us to enter cards without using Gorjuss stamps.
And Crafty creations 47 is 'happy holidays' - a fairly open theme this time.
The papers are BG marrakech and the brads are DCWV.
The hidden journaling is on the back of the tag, which can be swung out from beneath the rims of the brads: